I owe $226,020.79 in federal student loan debt for my legal education.

Let’s start at the very beginning. I was extremely fortunate to have my undergraduate education paid for through a mix of scholarships and parental-aid. When I graduated with my shiny new B.A in Modern Languages and Cultures (yeah, I know), I had no clue what I wanted to do, and I had no concept of how different my life would be with student loans breathing down my back.

In my infinite 21-year-old wisdom, I decided “I don’t know what I want to do, so I will go to law school.” Hindsight is 20/20, and I now realize that I broke my cardinal rule: always have a plan. I also broke my 2nd cardinal rule: always have a contingency plan.

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